Whether you are in your 20s, 30s, or 40s, you might be thinking that it's time to get a financial roadmap in place.

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A roadmap is a comprehensive overview of where you are now and where you want to go. It includes things like:

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• Knowing out how much you should be saving for retirement;

• Having a savings plan for your various financial goals like kids' education, buying a home or financial freedom;

• Understanding which types of accounts you should be using;

• Seeing how much you are spending and on what and whether you want to make some spending changes; and

• A plan for your investments, including how to get invested and what kinds of investments are best.

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We start with a one-hour meeting where I learn more about you and your goals. After this meeting and once I've received all of your financial information, I'll prepare a plan for you. I will be crunching your numbers, doing an analysis of your situation and putting together recommendations. You might have homework such as putting together a list of your expenses, gathering additional financial information, opening accounts and so on. We will be in contact via email in between sessions to ask questions and clarify details as needed.

 

We will then have a follow-up meeting to review the plan if needed or discuss specific elements within the plan. Often we have a meeting dedicated to your investments. You may also want to have a follow-up meeting some time down the road. How our engagement unfolds depends on what you need.

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Our relationship doesn’t end there. I am here to help you with any future financial questions or decisions, and to check-in periodically to see if you are on track. You can email me anytime with questions or concerns. I won’t charge you for the questions that I can answer quickly. If it’s a bigger issue, we can schedule an hour together.

 

What's included:

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• Get to know you meeting (up to one hour) where we uncover your goals, desires and needs

• Written plan that includes a summary of your situation, and my analysis and recommendations

• A "to do" list to help you implement the items we decide on

• A follow-up meeting to review the plan and answer your questions

• Email support throughout our engagement

 

Cost: $1,000 per person and $1,600 per couple (plus HST)

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There is an approximately four-month waiting list for the Financial Roadmap service.

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